SIP: I love you too but I will not marry you. Because of 5 reasons.
1. Extra and unnecessary spending habit (take me for granted)
2. Loving me only because of my beauty (past performance).
3. Throwing me away in bad time.(while I deliver negative return)
4. Your affection towards real estate, bank deposits etc. (extra marital affairs)
5. And you are not sure why you are loving me (no defined goal).